Terms and Conditions

Last updated: June 2, 2023

Please read these Terms and Conditions carefully before using the website www.pennra.org (referred to as the “Site”) operated by the Pennsylvania Repossession Association, referred to as “PARA,” “we,” “us,” or “our.” These Terms and Conditions govern your access to and use of the Site and any services provided by PARA.

By accessing or using the Site, you agree to be bound by these Terms and Conditions. If you disagree with any part of the terms, then you may not access the Site.

Membership and Account

  1. To access certain features or services on the Site, you may be required to create an account and become a member of PARA. You are responsible for maintaining the confidentiality of your account information, including your username and password. You agree to accept responsibility for all activities that occur under your account.

  2. You must be at least 18 years old to create an account and become a member of PARA.

Intellectual Property

  1. The content, features, and functionality of the Site, including but not limited to text, graphics, logos, images, audio clips, video clips, and software, are the property of PARA and are protected by copyright, trademark, and other intellectual property laws. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, content, or materials obtained from the Site.

Use of the Site

  1. You agree to use the Site only for lawful purposes and in accordance with these Terms and Conditions. You shall not use the Site in any way that could damage, disable, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Site.

  2. You acknowledge that PARA may, at its sole discretion, modify, suspend, or discontinue any part of the Site at any time without prior notice.

Privacy Policy

  1. Your use of the Site is also governed by our Privacy Policy, which can be found at [insert link to Privacy Policy]. By using the Site, you consent to the collection, use, and disclosure of your information as described in the Privacy Policy.

Third-Party Websites and Content

  1. The Site may contain links to third-party websites, services, or resources that are not owned or controlled by PARA. PARA has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that PARA shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any third-party websites.

Disclaimer of Warranties

  1. The Site and its content are provided on an “as is” and “as available” basis, without any warranties of any kind, whether express or implied. PARA does not warrant that the Site will be error-free or uninterrupted, that defects will be corrected, or that the Site or the servers that make it available are free of viruses or other harmful components.

Limitation of Liability

  1. In no event shall PARA, its officers, directors, employees, or agents be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with your use of the Site or the content on the Site. This includes, but is not limited to, any loss or damage caused by viruses, bugs, errors, omissions, or inaccuracies in the content or any loss or damage of any kind incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available via the Site.

Governing Law and Jurisdiction

  1. These Terms and Conditions shall be governed by and construed in accordance with the laws of the state of Pennsylvania, without regard to its conflict of law principles. Any legal action or proceeding arising out of or related to your use of the Site shall be brought exclusively in the state or federal courts located in Pennsylvania.

Changes to the Terms and Conditions

  1. PARA reserves the right to update or modify these Terms and Conditions at any time without prior notice. Your continued use of the Site after any such changes constitutes your acceptance of the modified Terms and Conditions.

Contact Us

  1. If you have any questions about these Terms and Conditions, you can contact us at members@pennra.org.

By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.